Loans For

Startup Equity

Liquidity For Founders, Employees, & Investors

$2 Trillion is held by shareholders in private U.S. tech companies.
 However, that value is inaccessible until the company goes public or gets acquired. Prism offers shareholders the optimal liquidity solution.

SIMPLE & STRAIGHTFOWARD

Get A Loan Secured


By Your Startup Shares

Our platform can find an offer for your verified shares in minutes.

WHY BORROW?

Prism Can Save You Money Vs. Selling

Choose a real example:

Unicorn Index1
Affirm
Cloudflare
DocuSign
GitHub
LinkedIn
Opendoor
Palantir
Slack
Uber
$1.3BSeries X-
$2.7BExit-
1.9xGrowth 2.34 Years
32.68%  Company Growth  CAGR2
11.5%  Loan APR

SAVE

$2,100,000

Borrowing vs. Selling $1M3

  1. Unicorn Index uses median metrics of 206 VC-funded companies with valuations over $1B & exit events (IPO, SPAC, merger, acquisition) 1/1/00-9/30/22. Source: Pitchbook.
  2. Compound Annual Growth Rate
  3. Equity value at exit of a shareholder who sold shares vs. borrowed, to access $1M when the company was first valued over $1B.

  • Sell scenario: liquidate sufficient shares from an initial $5M position to receive $1M in cash (net of 30% tax rate with 20% cost basis and 3% broker fee).

  • Borrow scenario: take a 20% LTV loan on an initial $5M position with 10% interest and 2.5% origination fee.

We Help Employees, Founders & Investors

Unlock Your Illiquid Equity

Receive funds in as little as 3 days

Buy A Home

Exercise Your Options

Diversify Your Portfolio

Plan Your Wedding

Pay Off High-Interest Debt
Credit Cards, Medical Bills, Auto Loans

PRISM IS A MARKETPLACE

We Connect Borrowers & Lenders

We've spoken with 100+ potential lenders to find the best terms available.

We pass that pricing onto borrowers because we benefit when more borrowers take out more loans.

Interest Rate

Minimum

3
percentage sign
+ Prime Rate

Loan Amount

Maximum

dollar sign
100,000,000

LTV

Maximum

30
percentage sign

WHY USE PRISM?

Prism Is A Win-Win For Companies & Employees

Why Offer Liquidity To Employees?

Companies Are Staying Private Longer Than Ever

  • Enhance Recruiting
  • Boost Job Satisfaction
  • Increase Retention

Why Not Sell?

Borrowing Is A Better Option

  • Immediate Liquidity
  • Defer Capital Gains Tax
  • Keep Your Future Upside

Why Not Personal Credit?

Prism Loans Are A Better Product

  • Qualify Based On Equity
  • Access Up To $100M
  • Use Equity As An Asset

Why Not Other Private Lenders?

Prism Is A Better Deal

  • No Egregious Equity Fees
  • No Monthly Credit Max
  • Get An Upfront Lump Sum

Why Offer Liquidity To Employees?

Companies Are Staying Private Longer Than Ever

  • Enhance Recruiting
  • Boost Job Satisfaction
  • Increase Retention

Why Not Sell?

Borrowing Is A Better Option

  • Immediate Liquidity
  • Defer Capital Gains Tax
  • Keep Your Future Upside

Why Not Personal Credit?

Prism Loans Are A Better Product

  • Qualify Based On Equity
  • Access Up To $100M
  • Use Equity As An Asset

Why Not Other Private Lenders?

Prism Is A Better Deal

  • No Egregious Equity Fees
  • No Monthly Credit Max
  • Get An Upfront Lump Sum

Get Cash Now

Save Equity For Later.