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Loans For

Startup Equity

Liquidity For Founders, Employees, & Investors

With No Personal Recourse

$2 Trillion is held by shareholders of private U.S. tech companies.
 That value is inaccessible until the company goes public or gets acquired. Prism offers shareholders the optimal solution.

SIMPLE & STRAIGHTFOWARD

Get A Loan Secured


By Your Startup Shares

Our platform can find you an offer in minutes.

WHEN COMPANY GROWTH > BORROWING COST

Prism Saves You Money Vs. Selling

Choose a scenario to see the benefits of borrowing:

Unicorn Index1
Affirm
Cloudflare
DocuSign
GitHub
LinkedIn
Opendoor
Palantir
Slack
Uber
$1.3BSeries X-
$2.7BExit-
1.9xGrowth 2.34 Years
32.68%  Company Growth  CAGR2
11.5%  Loan APR

SAVE

$2,100,000

Borrowing vs. Selling $1M3

  1. Unicorn Index uses median metrics of 206 VC-funded companies with valuations over $1B & exit events (IPO, SPAC, merger, acquisition) 1/1/00-9/30/22. Source: Pitchbook.
  2. Compound Annual Growth Rate
  3. Equity value at exit of a shareholder who sold shares vs. borrowed, to access $1M when the company was first valued over $1B.

  • Sell scenario: liquidate sufficient shares from an initial $5M position to receive $1M in cash (net of 30% tax rate with 20% cost basis and 3% broker fee).

  • Borrow scenario: take a 20% LTV loan on an initial $5M position with 10% interest and 2.5% origination fee.

PRISM IS A MARKETPLACE

We Connect Borrowers & Lenders

We’ve negotiated with 100+ lenders to find the lowest rates possible.

We pass that pricing onto borrowers because we benefit when more borrowers take out more loans.

Interest Rate

Minimum

3
percentage sign
+ Prime Rate

Loan Amount

Maximum

dollar sign
100,000,000

LTV

Maximum

30
percentage sign

HERE IS AN EXAMPLE

To Access $1,000,000

It Costs 3% Of Your Equity's End Value

And You Save 14% Versus Selling

If Your Company’s Value Doubles In 3 Years

WHY USE PRISM?

Prism Is A Win-Win For Companies & Employees

Why Offer Liquidity To Employees?

Companies Are Staying Private Longer Than Ever

  • Enhance Recruiting
  • Boost Job Satisfaction
  • Increase Retention

Why Not Sell?

Borrowing Is A Better Option

  • Immediate Liquidity
  • Defer Capital Gains Tax
  • Keep Your Future Upside

Why Not Personal Credit?

Prism Loans Are A Better Product

  • No Personal Liability
  • Access Up To $100M
  • Private Stock As An Asset

Why Not Other Private Lenders?

Prism Is A Better Deal

  • Interest-Based Pricing
  • No Monthly Credit Cap
  • No Margin Call

Why Offer Liquidity To Employees?

Companies Are Staying Private Longer Than Ever

  • Enhance Recruiting
  • Boost Job Satisfaction
  • Increase Retention

Why Not Sell?

Borrowing Is A Better Option

  • Immediate Liquidity
  • Defer Capital Gains Tax
  • Keep Your Future Upside

Why Not Personal Credit?

Prism Loans Are A Better Product

  • No Personal Liability
  • Access Up To $100M
  • Private Stock As An Asset

Why Not Other Private Lenders?

Prism Is A Better Deal

  • Interest-Based Pricing
  • No Monthly Credit Cap
  • No Margin Call

Get Cash Today

Keep Equity For Tomorrow.